Business Loans

Collaboration is a key to growth. At East Carolina Bank, we do more than just lend to our business customers, we partner in your success.

• Local decision making
• Streamlined application process
• Highly knowledgeable, personalized service

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• Business Line of Credit

  Get pre-approved for a credit line that your business can access anytime, for any reason.

  • Ideal for short-term needs
  • Get pre-approved once
  • Interest only on what's used

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• Small Business Administration (SBA) Loans

  Favorable loan terms to qualifying businesses. Federally guaranteed, serviced locally.

  • Easier to qualify
  • Longer repayment terms
  • Tailored programs

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• Commercial Real Estate Loans

  We offer a variety of real estate loans, each with competitive rates and personal service.

  • Construction loans
  • Permanent loans
  • Investment properties

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• Accounts Receivable Purchasing

  Get immediate funds availability from your receivables, turning unpaid invoices into cash.

  • Relieve cash flow stresses
  • Save time and money
  • Assist growth of business

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• Agricultural Loans

  ECB has partnered with North Carolina farmers since 1919. We understand your needs.

  • Use for most any purpose
  • FSA Guarantee Program
  • Flexible payments available

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