New Consumer Checking Products Coming Soon!

Our goal is simple, to provide our customers with the best products and services in the banking industry to enable them to manage their finances efficiently and with a greater level of convenience. Based on customer feedback, we improved our checking product lineup and we are excited to share our new Consumer Checking account lineup with you now. These products will be available starting March 1, 2012.

What's Different?

We have improved and added many new popular benefits
We added additional ways to waive the monthly service fee to help you save
We provide a way for our customers to custom tailor their account with MyBundle Packages

Click any one of the Tabs below to learn more about MyAdvantage Checking; MyReward Checking; MyPremier Checking; MyBundle Packages.

Are you a current ECB customer and need more information about your account change? Please click here.

My-Advantage

Looking for a no-hassle, easy-to-use checking account with the ability to waive the monthly fee? Look no further than MyAdvantage Checking. This easy checking account gives you the features you need to manage your daily banking activities, plus the option to waive the monthly fee. That helps you save, too!

Features include:

$50.00 minimum deposit to open
$8.00 monthly service fee waived with one of the following:
• Maintain a minimum daily balance of $1,000.00; OR
• Have a savings account with a minimum daily balance of $2, 000.00; OR
• Make one direct deposit of at least $250.00 per month
Free online banking
Balance alerts with online banking
Free online eStatements
Free MasterCard® Debit Card
XPRESS Telephone Banking
Unlimited check writing and usage with Online Check Reorder simplicity
Optional overdraft privilege available
Two fee waivers associated with non-sufficient funds (NSF) or overdrafts (ODP) in a rolling twelve month period*
One ECB fee waiver per statement cycle for use of non-ECB ATM

Want to customize your MyAdvantage Checking Account even further? Add any or all of our bundle packages to make it the ideal checking account for you and your banking needs.

MySecurity Bundle – see our MyBundles Tab
MyTravel Bundle – see our MyBundles Tab
MyDiscounts Bundle – see our MyBundles Tab

*Fees associated with these waivers may result from items returned for non-sufficient funds (NSF) or from items the bank may choose to pay if you have elected to opt in to the Overdraft Privilege Program (ODP).

My-Reward

This free, high-interest checking account rewards you with interest on your balances each month. There's no minimum balance requirement to earn interest, and the account comes with nationwide ATM fee refunds*. So go ahead and reward yourself with MyReward Checking.

Features include:

$100.00 minimum deposit to open
No minimum balance requirements to earn rewards
No monthly service fee
Earn a high interest rate when qualifications are met. When qualifications are not met, you still earn a modest interest rate, the account remains
free, and you have the ability to qualify for the higher interest rate the next month.
ATM fee refunds nationwide*
Free online banking with bill pay
Balance alerts with online banking
Free online eStatements
Free MasterCard® Debit Card
Free XPRESS telephone banking
Automatically qualifies for Real Saver savings account
Unlimited check writing
Complimentary wealth management consultation
Optional overdraft privilege available

Want to customize your MyReward Checking Account even further? Add any or all of our bundle packages to make it the ideal checking account for you and your banking needs.

MySecurity Bundle – see our MyBundles Tab
MyTravel Bundle – see our MyBundles Tab
MyDiscounts Bundle – see our MyBundles Tab

*Qualification requirements for monthly earnings period: 1) Have at least 10 debit card purchases post and clear; 2) Receive eStatements online; 3) Have at least one direct deposit, automatic debit, or online bill payment post and clear; 4) If you don't qualify each monthly qualification cycle, MyReward Checking is still completely free and still earns our base rate. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. Account is limited to one per primary owner and available for personal accounts only. Minors are ineligible to open a MyReward Checking account.*ATM Fee reimbursements up to $20.00 provided only if qualifications are met within the monthly qualification cycle.

My-Premier

Everyone wants a checking account that delivers great features and pays you a competitive interest rate on your balance. Our MyPremier Checking account does all of this and then some by offering you free checks, the option of paper statements or eStatements, free safe deposit box, daily credit monitoring, everyday rebates on purchases, and more. Seniors receive a discount with this full- featured account, too.

Features include:

$1,000.00 minimum deposit to open
$18.00 monthly service fee waived with one of the following:
• Maintain minimum daily balance of $5,000.00; OR
• Maintain a $30,000.00 combined deposit balance in checking, savings, CD's, IRAs; OR
• Maintain a $25,000.00 outstanding loan balance; OR
• Maintain a $50,000.00 investment account balance with ECB's Wealth Management Group
For seniors age 60 and over; $15.00 monthly service fee
Tiered rate interest-bearing checking account
Free checks (first order of wallet style checks each year)
Unlimited check writing
Free Safe Deposit Box rental (subject to availability)
No fee for Cashier's Checks
One time no-penalty CD withdrawal
Free online banking with bill pay
Balance alerts with online banking
Free Paper Statements or eStatements
Free MasterCard® Debit Card
XPRESS Telephone Banking
$10,000.00 AD&D Insurance increasing to $100,000.00 Common Carrier
Daily credit monitoring (Credit Alert)
Everyday rebates
Complimentary wealth management consultation
Optional overdraft privilege available

Want to customize your MyPremier Checking Account even further? Add any or all of our bundle packages to make it the ideal checking account for you and your banking needs.

MySecurity Bundle – see our MyBundles Tab
MyTravel Bundle – see our MyBundles Tab
MyDiscounts Bundle – see our MyBundles Tab

My-Bundles

MySecurity Bundle: This bundled package is designed to help alleviate the concerns of cybercrime and identity theft. By adding this package, you'll enjoy the peace of mind of knowing you are secure while online, and you can rest easy knowing you have the power to protect your identity. And if something does happen to your identity, it gives you the ability to react immediately and get the assistance you need to resolve the problem quickly, thereby reducing any long-term effects of identity theft.

Benefits Include:
IronKey Trusted Access Software Edition
Identity Theft Insurance with Fraud Assistance
Credit Report and Score
Triple-Bureau Credit Alert
Payment Card Protection

MyTravel Bundle: This bundled package is designed to help you hit the road, skies, or you name it; and save some money while having fun! So if you're ready to travel and want to save money while doing so, this is the right bundled package for you.

Benefits Include:
$100,000 Common Carrier Accidental Death Insurance
Companion Airfare
My GetAway
Bonus Travel
Free Travelers Checks

MyDiscounts Bundle: This bundled package is designed to help save money when shopping for the everyday items you use or those special one-time purchases you make. Let's face it, we all need to save a little more these days and this package is designed to help you do just that!