Reward Checking
Go ahead, treat yourself. Actually, if you have Reward Checking from East Carolina Bank, it's on us.
This free, high-interest checking account earns a whopping 4.01% APY* and ATM fee refunds. The only thing these rewards are missing is restrictions. There's no minimum balance requirement, you enjoy unlimited check writing, and the ATM fee refunds aren't just good in eastern Carolina, they're good nationwide!
So reward yourself every day with Reward Checking.
- Summary
- 4.01% APY* on balances up to $25,000
- 1.01% APY* on amount of balance over $25,000
- ATM fee refunds nationwide**
- No minimum balance requirements
- No monthly service fee
- Unlimited check writing
- Free online banking with bill pay
- Free online e-statements
- Free Checkspress MasterCard® Debit Card
- $100 minimum deposit to open
- Automatically qualifies for Real Saver savings account
- FDIC insured
*APY = Annual Percentage Yield
**ATM refund up to $20 per statement cycle when qualifications are met.
- Qualifications
The only thing easier than qualifying for Reward Checking is shopping with someone else's money. Which is exactly what you'll be doing! Simply do the following each monthly statement cycle:
- Make 10 debit card transactions
- Receive e-statements online
- Have at least one direct deposit, automatic debit, or bill pay online
That's all you have to do to get free money. But if you don't qualify, no worries. Reward Checking is still completely free and still earns our base rate of 0.05% APY*.
- More Info
Annual Percentage Yield (APY) accurate as of 5/1/10. 4.01% APY paid on balances up to $25,000, and 1.01% APY paid on all amounts above $25,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning the base rate of 0.05% APY. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. However, you must deposit a minimum of $100 to open the account. Available to personal accounts only. No monthly service charge. Earn nationwide ATM fee refunds each statement cycle the qualifications are met. ATM refund up to $20 per statement cycle when qualifications are met.
